Principal Data Scientist

This role demands a Principal Data Scientist to lead and scale the risk and underwriting capabilities of a fast-growing fintech platform focused on providing working capital solutions. This is a senior, highly hands-on position where risk, data, and machine learning are treated as core systems rather than support functions. You will own the design, implementation, and continuous optimization of AI-driven underwriting models, risk scorecards, and portfolio strategies.

In this role, you will define the long-term vision for risk management at scale while remaining directly involved in model development, feature engineering, and deployment. You will lead and mentor a small, high-impact team of data scientists, setting high technical standards and raising the overall quality bar across the organization. By leveraging alternative data sources and collaborating across product and engineering teams, you will drive fully automated decisioning workflows that directly impact business growth.